Got $50K?

We're looking for $50,000.

Essentially that's what the estimate came in over by. We had a very defined idea (supported largely by the bank) of what this house should cost. Or more accurately, what we can afford. Unfortunately when Dave came by the other day with the final building estimate we are over by about $50K. And when the GST becomes HST next summer that number will get bigger.

Finding money is hard work. We can pick thinks out here and there (like going with 30 year instead of 40 year shingles on the roof), but haven't been able to get rid of enough. It's tough because we don't want to regret "cheaping out" 5 or 10 years down the road, but the bottom line is that we're talking about spending money we don't really have.

We're going to talk with the HVAC guy. This is one area of the estimate that we really just don't understand, and hopefully with better understanding we can make some cuts.

Our other option is to try and become a registered charity and collect donations.....we'll be sure to let you know if we are successful ;-)